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Racing accumulators

Whether you are betting on horse racing, football, snooker, darts or any other multi-match sport, accumulators have become one of the most popular betting options on the market.

A bet is considered to be an accumulator when more than one selection has been chosen in a single stake bet. You might hear some accumulators referred to as doubles, trebles, four-folds, five-folds and so on, which simply indicates how many selections make up that specific accumulator.

There are obvious positives and negatives to using accumulators. For even the smallest of stakes, the potential profit you could make from winning an accumulator is huge. The odds of your selections and the number of selections you chose will dictate the amount of money you will get back if your bet comes in. The higher the odds, the higher the return. The more selections you chose, the higher your return.


What makes accumulators so notoriously difficult to win is that you need all of your selections to win to receive any kind of return on your bet. Even if just one of the five horses you’ve selected in your five-fold accumulator loses, your entire bet will have lost.

When placing a horse racing accumulator, you will be able to select an each-way option, meaning you can place an each-way accumulator. With an each-way bet, you are placing two bets – one half of your stake will be placed on the horse to win, the other half will pay out if your horses finish in the places. 

Ticking the each-way box would mean your overall stake would be doubled, as you are betting on your accumulator selections both to win and to finish in the places. If all the horses you have selected place, then you will be paid out, but like the standard accumulator, if just one of your selections fails to make it into the places, then your bet will be lost.

Accumulators are a very useful horse racing betting tactic. So often, you will find yourself looking through a horse racing card and seeing three or four short-priced favourites. Whilst there is a chance the favourite could fail to win, they are starting at that price for a reason and you can’t make a case for betting on any of the other entrants to beat them. There is very little value placing a single bet on a short-priced favourite, but selecting multiple favourites in a horse racing accumulator will allow you to win a much larger amount of potential profit without risking a massive stake for a much smaller return.

Bookmakers have latched onto the fact that horse racing accumulators have become increasingly popular with punters over recent years. In an effort to attract new customers and draw in more business, bookies have started to offer special accumulator enhancements.

If you look on the “Specials” page with most bookmakers, you are likely to find enhanced odds on various horses or even enhanced odds accumulators. These offers will be more widely available on high-profile race days, compared to standard midweek racing where there will be less horse racing bets placed that day.


Accumulator insurance is a popular feature major bookmakers have started to offer. The most common form of accumulator insurance is five-fold insurance – this means if just one of the five selections you have chosen in your five-fold accumulator lets you down, your stake on that accumulator will be refunded back into your account as a free bet. This insurance option is usually only available when you place your bets online, unless you manage to stumble upon an accumulator insurance coupon in your high-street shop.

Ante-post betting is a term you will come across when placing horse racing accumulators. An ante-post bet is a bet placed before the final declarations have been released. Ante-post bets are risky, because there is always a chance your horse may be withdrawn from the entries or suffer an injury in the build-up to the race. However, the further you are away from the event, the longer the current odds will be - so if you are looking ahead to a future horse racing festival and fancy a bet on the favourite, an ante-post bet could be extremely profitable.

To take the risk-factor out of placing ante-post bets, lots of bookmakers will offer Non-Runner No Bet markets. Non-Runner No Bet allows you to place an ante-post bet on a future horse race, but if your horse is withdrawn before the final stage of declarations, your stake will either be fully refunded or given back to you in the form of a free bet. Non-Runner No Bet often only applied to single bets, but some bookmakers have started combining it with horse racing accumulators too, so make sure you read the fine print and shop around for offers when placing ante-post horse racing accumulators.


There are certain horse racing accumulator strategies punters follow when placing their accumulators. Selecting multiple favourites is the most popular choice, but punters often chose their horses based on their trainer, the jockey riding them and even the stall they have been drawn into. 

Earlier in the 2017 flat racing season, Ryan Moore rode his horse to victory in all of the first three televised races at Doncaster. Many punters had placed a Ryan Moore three-fold accumulator that day and they will have received £576 from a single £1 stake.

Following a winless first two days of the 2017 Cheltenham Festival, Ireland’s leading trainer and jockey double-act, Willie Mullins and Ruby Walsh enjoyed four winners on the third day of the Cheltenham Festival, as Yorkhill, Un De Sceaux, Nichols Canyon and Let’s Dance all stormed into the festival winners’ enclosure. Punters who had the foresight to select the winners in a four-fold accumulator will have received odds of at least 179-1.

If you’re looking for help placing your horse racing accumulators, our team of writers publish their expert tips on a daily basis and offer plenty of help choosing horses for ante-post bets in the build-up to major meetings.

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